In economics, the more money you owe, the more you are said to be leveraging. In a household budget sense, the focus turns to your benefit as the focus of your leverage. The more you can use the money you borrow to increase production, turnover dollars, and make ends...
I’m not saying that you deny those requests. I'm offering that those situations are to be included in the financial lifestyle. Address the reality that you have observed over time.
Goals Not Appointments Getting up just before an appointment is an unsustainable habit. Plan you day around goals, not appointments. I knew a person who schedule her day around 3 habits that fed off one another.
Consider what is made possible if you went to bed forty-minutes later, woke up 1 hour earlier, or woke up earlier on the weekend.